Identity Theft Means, Definition, Types, How to Prevent From Identity theft

Identity Theft

What is Identity Theft Mean?

Identity theft is a crime in which a person uses another person's name and personal information to withdraw money from their bank or use a credit card.


What is Identity Theft?

Identity theft is also called identity fraud. Identity theft is a crime in which the fraudster obtains important pieces of personally identifiable information, such as a Social Security number or a driver's license number, to impersonate someone else.


This information is used to obtain credit and services in the name of the victim or to provide false credentials to the fraudster. The fraudster may provide false identification to the police, create a criminal record or issue an arrest warrant for someone whose information has been fraudulent.


Types and Examples of Identity Theft

Identity theft is categorized in two ways:


1. True Name 

2. Account Takeover.


True Name:- Real name identity theft means that the thief uses personal information to open new accounts. The thief can open a new credit card account, set up a cellular phone service, or open a new checking account to receive a blank check.


Account Takeover:- Account Takeover Identity theft means that the fraudster uses personal information to gain access to the person's existing accounts.


How to Prevent from Identity theft?

1. Use unique and strong passwords.

2. Never write down your passwords on paper.

3. Keep your devices protected with password locks.

4. Do not browse through open networks.

5. Do not share information with strangers.

6. Protect your computer system and mobile with an antivirus.

7. Secure your Social Security number. Don't carry your Social Security card in your wallet or write your number on your check. Provide your Social Security Number (SSN) only when absolutely necessary.

8. Do not respond to unsolicited requests for personal information such as your name, date of birth, Social Security number, or bank account number, by phone, mail, or online.

9. Install firewalls and virus-detection software on your computer.

10. Store personal information in a safe place at home and at work.

11. Be careful opening email attachments and downloading free apps.

12. A surprising number of identity theft attacks come from a hacker tricking you into giving out your username and password, a process known as phishing. Be careful with the sites you visit.

13. Never give anyone a password so that they can log into any of your accounts. Especially if you use the same password for multiple websites and emails. Change them. Your bank account, credit card account, email, and anything else you need to keep away from prying eyes should be tightly closed with a good, strong password that doesn't match the password you used on another site.  

14. Use only secure websites and platforms for online shopping.

15. Update your device's operating system regularly and apply security patches as they become available.


I hope you liked the article. If you like it then share with your friends and family so that no one falls into such scams and also check out our cybercrime and cyber attack series in which we discussed many cyber crimes and cyber attacks in detail.

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